diff --git a/src/AcDream.App/UI/UiField.cs b/src/AcDream.App/UI/UiField.cs
index 8cb0af79..7c760973 100644
--- a/src/AcDream.App/UI/UiField.cs
+++ b/src/AcDream.App/UI/UiField.cs
@@ -84,7 +84,27 @@ public sealed class UiField : UiElement
     public Action? OnFocusGained { get; set; }
     public Action<string>? OnFocusLost { get; set; }
 
-    private string _text = "";
+    private string _textValue = "";
+
+    /// <summary>
+    /// Every mutation bumps <see cref="_textVersion"/> so the wrapped-line
+    /// cache can prove coherence. The cache is rebuilt at draw time, but
+    /// mouse hits arrive through input events that can precede the next
+    /// draw — a backspace followed by a click in the same pumped frame used
+    /// to hand <see cref="HitChar"/> wrap lines describing the OLD, longer
+    /// text, and measuring that stale range crashed with
+    /// ArgumentOutOfRangeException (the 2026-07-29 inscription-field crash).
+    /// </summary>
+    private string _text
+    {
+        get => _textValue;
+        set
+        {
+            _textValue = value;
+            _textVersion++;
+        }
+    }
+
     private int _caret;
     private int? _selAnchor;   // selection fixed end (null = no selection); span = [min,max] with _caret
     public string Text => _text;
@@ -101,6 +121,9 @@ public sealed class UiField : UiElement
     private float _scrollX;    // horizontal pixel scroll so the caret stays in the field
     private IReadOnlyList<WrappedLine> _wrappedLines = Array.Empty<WrappedLine>();
     private float _wrappedLineHeight = 14f;
+    private int _textVersion;
+    private int _wrappedVersion = -1;
+    private float _wrappedWidth;
     private bool _suppressNextNewlineChar;
 
     // Held-key auto-repeat (Silk delivers one KeyDown per physical press).
@@ -440,6 +463,8 @@ public sealed class UiField : UiElement
         float visibleHeight = MathF.Max(1f, Height - (2f * Padding));
         IReadOnlyList<WrappedLine> lines = BuildWrappedLines(visibleWidth);
         _wrappedLines = lines;
+        _wrappedVersion = _textVersion;
+        _wrappedWidth = visibleWidth;
         _wrappedLineHeight = lineHeight;
 
         Scroll.LineHeight = Math.Max(1, (int)MathF.Round(lineHeight));
@@ -592,10 +617,32 @@ public sealed class UiField : UiElement
                ?? value.Length * 8f;
     }
 
+    /// <summary>
+    /// Rebuilds the wrapped-line cache when the text has changed since the
+    /// last draw. Mouse hits arrive through input events pumped BEFORE the
+    /// frame's draw, so a mutation (backspace, SetText, paste) followed by a
+    /// click in the same frame would otherwise measure ranges of the OLD
+    /// text against the new string — the 2026-07-29 inscription-field
+    /// crash. Rebuilding (rather than clamping) keeps the caret placement
+    /// correct, not merely non-throwing.
+    /// </summary>
+    internal void EnsureWrappedLinesCurrent()
+    {
+        if (_wrappedVersion == _textVersion && _wrappedLines.Count > 0)
+            return;
+
+        float width = _wrappedWidth > 0f
+            ? _wrappedWidth
+            : MathF.Max(1f, Width - (2f * Padding));
+        _wrappedLines = BuildWrappedLines(width);
+        _wrappedVersion = _textVersion;
+    }
+
     private int HitChar(float localX, float localY)
     {
         if (OneLine)
             return HitCharX(localX);
+        EnsureWrappedLinesCurrent();
         if (_wrappedLines.Count == 0)
             return _text.Length;
 
diff --git a/tests/AcDream.App.Tests/UI/UiFieldTests.cs b/tests/AcDream.App.Tests/UI/UiFieldTests.cs
index 8487e65b..21abf165 100644
--- a/tests/AcDream.App.Tests/UI/UiFieldTests.cs
+++ b/tests/AcDream.App.Tests/UI/UiFieldTests.cs
@@ -70,6 +70,64 @@ public class UiFieldTests
         Assert.True(input.HistoryCount <= 100);
     }
 
+    [Fact]
+    public void MultilineClick_AfterTextShrankSinceLastWrap_DoesNotThrowAndPlacesCaretInNewText()
+    {
+        // The 2026-07-29 inscription-field crash: the wrapped-line cache is
+        // rebuilt at DRAW time, but mouse events are pumped BEFORE the
+        // frame's draw — a backspace/SetText followed by a click in the same
+        // frame handed HitChar wrap lines describing the OLD, longer text,
+        // and MeasureRange threw ArgumentOutOfRangeException from
+        // String.Substring. HitChar must prove wrap coherence itself.
+        var input = new UiField
+        {
+            OneLine = false,
+            Selectable = true,
+            Width = 120,
+            Height = 80,
+        };
+        input.SetText(
+            "a long inscription that wraps across multiple lines when it "
+            + "is measured with the fallback eight pixel glyph width");
+        // Simulate the draw-time cache build for the CURRENT (long) text.
+        input.EnsureWrappedLinesCurrent();
+
+        // Text shrinks with no draw in between — the cached lines now
+        // describe ranges far beyond the live string.
+        input.SetText("hi");
+
+        // Click low and to the right, where a stale line would demand a
+        // substring past the end of "hi". Pre-fix: throws. Post-fix: the
+        // cache rebuilds and the caret lands inside the new text.
+        var exception = Record.Exception(() => input.OnEvent(
+            new UiEvent(0u, input, UiEventType.MouseDown, Data1: 90, Data2: 60)));
+
+        Assert.Null(exception);
+        Assert.InRange(input.CaretPos, 0, input.Text.Length);
+    }
+
+    [Fact]
+    public void MultilineClick_AfterBackspacesSinceLastWrap_DoesNotThrow()
+    {
+        var input = new UiField
+        {
+            OneLine = false,
+            Selectable = true,
+            Width = 96,
+            Height = 60,
+        };
+        input.SetText("wrapped inscription text under edit right now");
+        input.EnsureWrappedLinesCurrent();
+        for (int i = 0; i < 30; i++)
+            input.Backspace();
+
+        var exception = Record.Exception(() => input.OnEvent(
+            new UiEvent(0u, input, UiEventType.MouseDown, Data1: 80, Data2: 40)));
+
+        Assert.Null(exception);
+        Assert.InRange(input.CaretPos, 0, input.Text.Length);
+    }
+
     [Fact]
     public void CharacterFilter_rejectsDisallowedInput()
     {